Title Services

Title Insurance - We offer title insurance policies for all real estate, refinance, and home equity transactions.

 

Florida Real Estate Closings and Settlement - We will ensure that your real estate closing goes smoothly.

Escrow Closing Services - We will hold escrow for your closing.

 

Title Search - We will provide you with a detailed title search.

 

Document Preparation - We will prepare all of your documents for you in advance, making it easy for you to come in and sign all the necessary paperwork.

FAQs

Who pays for title insurance?

Broward County and Miami-Dade County:  the buyer

Palm Beach County:  the seller

 

How much will my closing costs cost me?

As a rule of thumb, if you are a buyer in Broward/Dade using a lending bank, your closing costs will cost approximately 2-3% of the purchase price.

 

As a rule of thumb, if you are a seller in Broward/Dade, your closing costs will cost approximately 1-2% of the

purchase price.

 

What is title?

Title is a legal term for an owner's interest in a piece of property If you have good Title it means that you have a legal right to possess the property and to use it with the restrictions imposed by authorities.

 

What is title insurance?

Title insurance is protection against loss arising from problems connected to the title to your property. Before you purchased your home, it may have gone through several different owners. Defects in the title can exist and can affect your ownership rights and cause you a financial loss. Title insurance covers the insured party for any claims/losses and legal fees that arise out of such problems.

 

Do I need to buy title insurance?

Title insurance is the only way that you can protect yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. Even though you may have had a title search reviewed, there may be unforeseen problems not readily detectable, such as past fraud. Besides protecting you from financial loss, title insurance pays the cost of defending you against any covered claim.

 

What is a title search?

A title search is a close examination of all public records that involve title to a piece of real estate. The examiner is making sure that the title has passed correctly to each new user by looking at past deeds, mortgages, wills, trusts, etc. They try to verify that all prior liens, judgments and mortgages have been paid in full.

© 2018 Nicholas G. Sadaka.

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